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Investor Success Story

Toufic and Kate - Harmony Estate SMSF Investment

Overview

Toufic and Kate, a Sydney couple focused on long-term retirement planning through their SMSF, had been researching how to safely enter the SEQ property market. After struggling to find genuine support from other providers, they discovered Dwyer Property Investments online and booked a Discovery Call to better understand their options.

What began as an initial enquiry turned into a highly personalised research process, a full-day region tour, and eventually the successful purchase of a large format four bedroom terrace home in Harmony Estate.

Their result was a confident, well-supported investment that aligned perfectly with their financial strategy.

The challenge (before Dwyer)

Before finding Dwyer, Toufic and Kate met with three or four different property companies - all of whom left them feeling uneasy and unsupported. Despite promising to help them “start their investment journey”, none of these companies would look at their financial situation, assess their capacity, or provide genuine guidance about SEQ’s strongest investment regions unless they paid upfront fees of two thousand, eight thousand or even fifteen thousand dollars.

They were repeatedly asked to commit financially before receiving even the basics:

• Which regions were worth considering
• What type of property aligned with their goals
• Whether the numbers even worked for their SMSF

This lack of transparency created hesitation and made it difficult to trust any provider. They were motivated, financially ready, and eager to invest - but they had not yet found anyone who would give them honest advice without locking them into expensive programs first. Their biggest concerns were trust, market clarity, and finding a partner who would genuinely help them make an informed decision.

The Solution
(Working with Dwyer)

The experience with Dwyer was different from the very first call.

Gerard took the time to understand their situation in detail - including their SMSF structure, long-term plans, borrowing strategy and comfort levels, before ever discussing specific properties. Toufic and Kate were immediately struck by the transparency and willingness to help without charging for basic information.

Across several discussions, Gerard:

• Provided clear, evidence-based research on Moreton Bay, the Sunshine Coast and Gympie
• Explained market drivers, infrastructure investment and why certain regions were outperforming
• Walked them through real examples of investor outcomes
• Modelled cashflow projections for multiple pathways

To help them truly understand the regions, Toufic and Kate arranged a weekend trip to Queensland. Gerard met them at the airport and spent the full day touring key suburbs, display homes, real builds and completed terrace products - giving them firsthand insight into build quality, area growth and lifestyle drivers.

They were also reassured by Dwyer’s fixed-price turnkey builds and the 3-year rental guarantee, which gave them additional confidence and stability as SMSF investors. Harmony Estate stood out immediately due to its proven rental performance, established community, and the quality of previous builds completed by Dwyer’s partner builder.

For the first time in their journey, Toufic and Kate felt genuinely supported, respected and guided without pressure.

The Outcome

(Results)

Toufic and Kate secured a large format four bedroom terrace home in Harmony Estate through their SMSF - a strategic, high-confidence decision grounded in research and tailored modelling.

Their investment delivered:

• A high-quality, low-maintenance terrace in a proven Sunshine Coast growth corridor
• Transparency across cashflow, pricing and SMSF compliance
• Peace of mind through Dwyer’s 3-year rental guarantee
• Confidence created by seeing the regions and build quality firsthand
  

The entire process gave them clarity, certainty and a long-term asset aligned with their retirement strategy.

The relationship (Long-Term Impact)

After his first build, Peter continued receiving:

Toufic and Kate have stayed in close contact with Gerard since their purchase, continuing to receive updates on SEQ’s growth and future opportunities. On a subsequent trip to Brisbane, they reconnected socially and professionally, reinforcing the relationship and continuing conversations about expanding their portfolio over time.

Their journey has evolved from a single purchase into a long-term partnership built on trust, transparency and genuine value - the very elements they could not find elsewhere.

"Thanks to Gerard’s patience and guidance, we were able to purchase an investment property through our Superfund with complete confidence. There was never any pressure. The rental guarantee played a big part in our decision, as it gave us real peace of mind knowing it was available to us if we wanted it.

We’d met with three other companies before Dwyer, and the difference was obvious. Gerard was open, honest and completely transparent about what we would receive - turnkey inclusions, costs, the process, everything. It was an eye-opening experience for both me and Kate to see how Dwyer’s service compared."

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